Mortgage Rates Down Three Straight Weeks

According to Sam Khater, Chief Economist at Freddie Mac, “mortgage rates continued their downward trajectory this week, improving the environment for prospective homebuyers against a backdrop of strong economic growth.”

• As of November 5, 2026, the 30-year FRM averaged 7.18%, a decrease from 7.24% the previous week. The 30-year FRM averaged 6.22% at this time last year.

• Compared to last week, when it averaged 6.60%, the 15-year FRM averaged 6.57%. The 15-year FRM averaged 5.50% at this time last year.

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